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What Happens if I Change My Mind after Getting Approved for a Tax Anticipation Loan? Emporia KS

Maybe you weighed all your options, decided on a Emporia, KS tax anticipation loan, applied and got approved, and then you change your mind. That's Okay.

What Happens if I Change My Mind after Getting Approved for a Tax Anticipation Loan?
Getting Approved for Tax Anticipation Loan  Emporia, KSTaking out a loan is a big financial decision. Maybe you weighed all your options, decided on a Emporia, KS tax anticipation loan, applied and got approved, and then you change your mind. It’s too much of a commitment or you’re not sure you can make repayment on time. Regardless, if you inform the lender immediately you will most likely be able to back out of the loan without penalties. Here’s everything you need to know about changing your mind about a tax anticipation loan.

Don’t E-Sign the Tax Anticipation Loan Until You’re Sure

What makes your tax anticipation loan official is your signature. This is true of any loan, but when working with online lenders it can be a little more confusing. Getting approved, getting the terms, and saying you want the loan do not make it official. You can back out at any time if this is all you have done. Online loans are made official with an e-signature. You’ll be asked to take this step, but until you are absolutely sure you want the loan, don’t do it. It doesn’t hurt to take a little time at this point to be certain that you need the cash and that this is the way you want to get it. Until you e-sign the loan you have not committed to taking the loan. While it is possible to back out after signing in some situations, it’s easier if you do so before taking that official step.

Notify Your Tax Anticipation Loan Lender Immediately if You Want to Back out after Signing

If you have e-signed for the tax anticipation loan and then change your mind about it, you may still have options. Let your lender know right away by calling the phone number you’ve been given. This will connect you to the lender who can let you know if it is still possible to back out. In most cases as long as you notify the lender of your decision within 24 hours you can change your mind and not take the loan. This is not guaranteed, but it is worth contacting the lender to find out. Don’t hesitate on this action or it may be too late.

Don’t Wait for the Lender to Call You about the Tax Anticipation Loan

With most online tax anticipation loans near Emporia, the lender will give you a quick call before going forward with the funding. One reason they do this is to confirm information, but it also gives you a chance to back out of the loan. Some lenders, however, may not call until you have already e-signed to make the loan official. If you have not yet signed and the lender calls you, take that opportunity to let them know you want to back out of it. If you are having doubts, don’t wait for the lender to call though. This is especially important if you have already signed for the loan. Be proactive and make that call to get it settled. Even if you haven’t signed yet, it’s a good idea to call your lender right away. They can answer any questions you have and help you decide if you want to go through with the loan or not.



Local Companies

Cash Advance Ctr
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American General Financial Services
(913) 299-0401
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Ace Cash Express
(785) 749-3801
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A-Ok Pawnshop
(316) 682-6242
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Bank of America - Emporia Main
(620) 343-4444
527 Commercial
Emporia, KS
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Braille, Accepts Deposits
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 7:30-5:30
Tuesday 8-5:30
Wednesday 8-5:30
Thursday 8-5:30
Friday 8-5:30
Saturday 8:30-12
Sunday Closed

Lyon County State Bank
(620) 342-3523
902 Merchant St
Emporia, KS

Data Provided By:
Bank of America - Cherry Creek Branch
(800) 432-1000
1617 South Rock Road
Wichita, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Harris Bank - Pittsburg Branch
(800) 546-6101
417 North Broadway
Pittsburg, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. This fee can be waived if you are a student. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Harris Bank for details.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Bank of the West - Mission
(800) 488-2265
6263 Nall
Mission, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - Emporia Branch
(800) 432-1000
527 Commercial Street
Emporia, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Dan Pyle
300 Centennial
Mcpherson, KS
Company
Title: President
Company: Money Concepts
Type
Investment Advisor Rep: Yes
Education
Barton School of Business, Wichita State University
Years Experience
Years Experience: 8
Service
Wealth Management,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Inco

Data Provided By:
Harris Bank - Villaggio Branch
(800) 546-6101
4501 West 135th Street
Leawood, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. This fee can be waived if you are a student. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Harris Bank for details.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
Harris Bank - Long Branch
(800) 546-6101
6333 Long Street
Shawnee, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. This fee can be waived if you are a student. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Harris Bank for details.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Unlimited Checks

Data Provided By:
U.S. Bank - South Branch
(800) 872-2657
1807 West 23rd Street
Lawrence, KS
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Important Note: You will not be asked for a copy of your tax return, because we base the amount of your tax return loan on your income. Our tax return loans are provided as a means of helping you with a short-term financing opportunity and should not be used as a long-term option. Before entering into this type of loan, it is advised that you speak with an appropriate professional.

We are not the broker or the lender. The operators of this website do not issue the loans directly to you. We are not brokers, lenders, representatives or agents thereof and are only here to provide a service. Tax refund loans and credit decisions are not made by us. Instead, your information is collected and sent to the appropriate lending agency, or broker who will then secure the loan. We do not issue financial terms – the lender is responsible for this and thus, all questions or concerns should be addressed directly to the lender. Lenders do not typically seek your credit report through the three major reporting bureaus: Trans Union, Equifax or Experian. However, lenders may seek reports from alternative providers upon their sole discretion.

Limitations – you should not expect that all lenders will be able to provide you with up to $1,000, especially if this is your first loan. The amount you receive is often dependent upon several factors including the state in which you live as well as the information that is provided to the lender. There is no implied guarantee in that upon applying for a tax refund loan through website that you will be approved. The amount of time it takes to receive your funds is dependent on your lender and your financial institution. Faxing may be required in certain instances. Tax refund loans and alternatives thereof are not available in all states. The states that are indicated on this website may change at any time without any further notice to the consumer. Services and offers are void where they are prohibited.

We do not make any endorsements. The owners of this site are purely marketers who are, in turn, compensated for services as we have described in our marketing disclosure. As thus, we do not recommend or endorse any of the services that are advertised through or on this website.