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What Happens if I Change My Mind after Getting Approved for a Tax Anticipation Loan? Lapeer MI

Maybe you weighed all your options, decided on a Lapeer, MI tax anticipation loan, applied and got approved, and then you change your mind. That's Okay.

What Happens if I Change My Mind after Getting Approved for a Tax Anticipation Loan?
Getting Approved for Tax Anticipation Loan  Lapeer, MITaking out a loan is a big financial decision. Maybe you weighed all your options, decided on a Lapeer, MI tax anticipation loan, applied and got approved, and then you change your mind. It’s too much of a commitment or you’re not sure you can make repayment on time. Regardless, if you inform the lender immediately you will most likely be able to back out of the loan without penalties. Here’s everything you need to know about changing your mind about a tax anticipation loan.

Don’t E-Sign the Tax Anticipation Loan Until You’re Sure

What makes your tax anticipation loan official is your signature. This is true of any loan, but when working with online lenders it can be a little more confusing. Getting approved, getting the terms, and saying you want the loan do not make it official. You can back out at any time if this is all you have done. Online loans are made official with an e-signature. You’ll be asked to take this step, but until you are absolutely sure you want the loan, don’t do it. It doesn’t hurt to take a little time at this point to be certain that you need the cash and that this is the way you want to get it. Until you e-sign the loan you have not committed to taking the loan. While it is possible to back out after signing in some situations, it’s easier if you do so before taking that official step.

Notify Your Tax Anticipation Loan Lender Immediately if You Want to Back out after Signing

If you have e-signed for the tax anticipation loan and then change your mind about it, you may still have options. Let your lender know right away by calling the phone number you’ve been given. This will connect you to the lender who can let you know if it is still possible to back out. In most cases as long as you notify the lender of your decision within 24 hours you can change your mind and not take the loan. This is not guaranteed, but it is worth contacting the lender to find out. Don’t hesitate on this action or it may be too late.

Don’t Wait for the Lender to Call You about the Tax Anticipation Loan

With most online tax anticipation loans near Lapeer, the lender will give you a quick call before going forward with the funding. One reason they do this is to confirm information, but it also gives you a chance to back out of the loan. Some lenders, however, may not call until you have already e-signed to make the loan official. If you have not yet signed and the lender calls you, take that opportunity to let them know you want to back out of it. If you are having doubts, don’t wait for the lender to call though. This is especially important if you have already signed for the loan. Be proactive and make that call to get it settled. Even if you haven’t signed yet, it’s a good idea to call your lender right away. They can answer any questions you have and help you decide if you want to go through with the loan or not.



Local Companies

Financial Plus Federal Credit Union
(810) 244-2200
G-3381 Van Slyke Rd
Flint, MI
 
Amerihome Mortgage Corporation
(810) 257-1335
G2141 W Bristol Rd
Flint, MI
 
Bank Of America
(810) 762-5423
503 S Saginaw St
Flint, MI
 
Advance America
(810) 789-8831
2212 W Pierson Rd
Flint, MI
 
Midwest Financial Credit Union
(734) 769-4621
2400 Green Rd
Ann Arbor, MI
 
A Ez Payday Advance
(810) 742-9400
3119 S Dort Hwy
Flint, MI
 
Approved Cash Advance
(810) 233-3010
1627 W Atherton Rd
Flint, MI
 
Dart Business Funding
(810) 732-1414
4110 Pier North Blvd Ste A
Flint, MI
 
Amerihome Mortgage Corporation
(810) 257-1335
G2141 W Bristol Rd
Flint, MI
 
Ann Arbor Commerce Bank
(734) 887-3100
2950 S State St Ste 100
Ann Arbor, MI
 
Citizens Bank (Michigan) - Otisville Branch
(800) 676-6276
154 West Main Street
Otisville, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
ELGA Credit Union - Lapeer Office
(810) 715-3542
799 Harrison Street
Lapeer, MI
Hours
mon: 09:30 - 17:30
tue: 09:30 - 17:30
wed: 09:30 - 17:30
thu: 09:30 - 17:30
fri: 09:30 - 17:30
sat: 09:00 - 13:00
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $4.95.
ATM fee note: There is a $1.00 fee each time you use a non-affiliated ATM after 4 uses per month. You can avoid this fee by using any Co-Op Network and Money Pass ATMs. (Not all accounts provide this fee waiver.)
Surcharge fee: Surcharge-free ATM access is available at all Co-Op Network and MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact ELGA Credit Union for detai
Services
Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
PNC Bank - Metamora Branch
(800) 762-5684
950 Dryden Road
Metamora, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived on your first two withdrawals each month by maintaining an average balance of $2,000.00 between your 'Spend' and 'Reserve' Accounts.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact PNC Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Chase - Lapeer Branch
(877) 682-4273
1643 North Lapeer Road
Lapeer, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Citizens Bank (Michigan) - Davison Branch
(800) 676-6276
7384 Davison Road
Davison, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
ELGA Credit Union - Davison Office
(810) 715-3542
8415 Davison Road
Davison, MI
Hours
mon: 09:30 - 17:30
tue: 09:30 - 17:30
wed: 09:30 - 17:30
thu: 09:30 - 17:30
fri: 09:30 - 17:30
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $4.95.
ATM fee note: There is a $1.00 fee each time you use a non-affiliated ATM after 4 uses per month. You can avoid this fee by using any Co-Op Network and Money Pass ATMs. (Not all accounts provide this fee waiver.)
Surcharge fee: Surcharge-free ATM access is available at all Co-Op Network and MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact ELGA Credit Union for detai
Services
Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Independent Bank - North Branch Drive Up
(888) 300-3193
3765 Huron Street
North Branch, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $8.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Chase - Goodrich Branch
(877) 682-4273
7301 State Road
Goodrich, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Chase - Lapeer Meijer Banking Ctr
(877) 682-4273
1555 Demille Road
Lapeer, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Independent Bank - Lapeer Branch
(888) 300-3193
1985 West Genesee Street
Lapeer, MI
ATM Fees
monthly fee: Monthly service fees range from $0 to $8.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM.
Services
Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Data Provided By:

Important Note: You will not be asked for a copy of your tax return, because we base the amount of your tax return loan on your income. Our tax return loans are provided as a means of helping you with a short-term financing opportunity and should not be used as a long-term option. Before entering into this type of loan, it is advised that you speak with an appropriate professional.

We are not the broker or the lender. The operators of this website do not issue the loans directly to you. We are not brokers, lenders, representatives or agents thereof and are only here to provide a service. Tax refund loans and credit decisions are not made by us. Instead, your information is collected and sent to the appropriate lending agency, or broker who will then secure the loan. We do not issue financial terms – the lender is responsible for this and thus, all questions or concerns should be addressed directly to the lender. Lenders do not typically seek your credit report through the three major reporting bureaus: Trans Union, Equifax or Experian. However, lenders may seek reports from alternative providers upon their sole discretion.

Limitations – you should not expect that all lenders will be able to provide you with up to $1,000, especially if this is your first loan. The amount you receive is often dependent upon several factors including the state in which you live as well as the information that is provided to the lender. There is no implied guarantee in that upon applying for a tax refund loan through website that you will be approved. The amount of time it takes to receive your funds is dependent on your lender and your financial institution. Faxing may be required in certain instances. Tax refund loans and alternatives thereof are not available in all states. The states that are indicated on this website may change at any time without any further notice to the consumer. Services and offers are void where they are prohibited.

We do not make any endorsements. The owners of this site are purely marketers who are, in turn, compensated for services as we have described in our marketing disclosure. As thus, we do not recommend or endorse any of the services that are advertised through or on this website.