Apply for Tax Loan | eTaxLoan.com

What Happens if I Change My Mind after Getting Approved for a Tax Anticipation Loan? Sioux City IA

Maybe you weighed all your options, decided on a Sioux City, IA tax anticipation loan, applied and got approved, and then you change your mind. That's Okay.

What Happens if I Change My Mind after Getting Approved for a Tax Anticipation Loan?
Getting Approved for Tax Anticipation Loan  Sioux City, IATaking out a loan is a big financial decision. Maybe you weighed all your options, decided on a Sioux City, IA tax anticipation loan, applied and got approved, and then you change your mind. It’s too much of a commitment or you’re not sure you can make repayment on time. Regardless, if you inform the lender immediately you will most likely be able to back out of the loan without penalties. Here’s everything you need to know about changing your mind about a tax anticipation loan.

Don’t E-Sign the Tax Anticipation Loan Until You’re Sure

What makes your tax anticipation loan official is your signature. This is true of any loan, but when working with online lenders it can be a little more confusing. Getting approved, getting the terms, and saying you want the loan do not make it official. You can back out at any time if this is all you have done. Online loans are made official with an e-signature. You’ll be asked to take this step, but until you are absolutely sure you want the loan, don’t do it. It doesn’t hurt to take a little time at this point to be certain that you need the cash and that this is the way you want to get it. Until you e-sign the loan you have not committed to taking the loan. While it is possible to back out after signing in some situations, it’s easier if you do so before taking that official step.

Notify Your Tax Anticipation Loan Lender Immediately if You Want to Back out after Signing

If you have e-signed for the tax anticipation loan and then change your mind about it, you may still have options. Let your lender know right away by calling the phone number you’ve been given. This will connect you to the lender who can let you know if it is still possible to back out. In most cases as long as you notify the lender of your decision within 24 hours you can change your mind and not take the loan. This is not guaranteed, but it is worth contacting the lender to find out. Don’t hesitate on this action or it may be too late.

Don’t Wait for the Lender to Call You about the Tax Anticipation Loan

With most online tax anticipation loans near Sioux City, the lender will give you a quick call before going forward with the funding. One reason they do this is to confirm information, but it also gives you a chance to back out of the loan. Some lenders, however, may not call until you have already e-signed to make the loan official. If you have not yet signed and the lender calls you, take that opportunity to let them know you want to back out of it. If you are having doubts, don’t wait for the lender to call though. This is especially important if you have already signed for the loan. Be proactive and make that call to get it settled. Even if you haven’t signed yet, it’s a good idea to call your lender right away. They can answer any questions you have and help you decide if you want to go through with the loan or not.



Local Companies

Vantus Bank
(712) 277-0200
329 Pierce St
Sioux City, IA
 
Bank of America
(712) 252-2943
818 W 7th St
Sioux City, IA
 
Commercial Credit
(712) 252-9771
1776 Hamilton Blvd
Sioux City, IA
 
Midwest Community Credit Union
(712) 239-3803
2729 Outer Dr N
Sioux City, IA
 
Premiere Mortgage Alliance
(712) 277-0827
2550 Glenn Kave
Sioux City, IA
 
Advanced Mortgage Solutions
(712) 276-4400
1959 S Saint Aubin St
Sioux City, IA
 
Central Bank
(712) 293-2265
522 4th St Ste 100
Sioux City, IA
 
E Z Money Check Cashing
(712) 258-8542
1419 Hamilton Blvd Ste 2
Sioux City, IA
 
North American Title Loans
(605) 235-1770
1240 River Dr
Sioux City, IA
 
Siouxland Federal Credit Union
(712) 266-8811
2920 Gordon Dr Ste 1
Sioux City, IA
 
US Bank - Sioux City Hamilton Office
(712) 255-3240
2900 Hamilton Blvd
Sioux City, IA
Drive Up Hours
Mon 07:30 am to 05:30 pm
Tue 07:30 am to 05:30 pm
Wed 07:30 am to 05:30 pm
Thur 07:30 am to 05:30 pm
Fri 07:30 am to 06:00 pm
Sat 09:00 am to 12:00 pm

Wells Fargo - Westside
(712) 233-4503
2220 Hamilton Blvd
Sioux City, IA
Type
Branch
Office Hours
Mon-Fri 08:00 AM-05:30 PM
Sat 08:00 AM-02:00 PM
Sun Closed

Wells Fargo - Sioux City Main
(712) 277-7138
600 4Th St
Sioux City, IA
Type
Branch
Office Hours
Mon-Fri 07:30 AM-05:30 PM
Sat 07:30 AM-02:00 PM
Sun Closed

Bank of the West - Sioux City Branch
(800) 488-2265
1001 Dakota Avenue
South Sioux City, NE
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Sioux City - Morningside Branch
(800) 872-2657
4608 Morningside Avenue
Sioux City, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
US Bank - Sioux City Main Office
(712) 277-1500
501 Pierce St
Sioux City, IA
Languages
Spanish
Drive Up Hours
Mon 07:30 am to 05:30 pm
Tue 07:30 am to 05:30 pm
Wed 07:30 am to 05:30 pm
Thur 07:30 am to 05:30 pm
Fri 07:30 am to 06:00 pm

Wells Fargo - Sioux City
(712) 277-7102
600 4Th St Ste 202
Sioux City, IA
Type
Private Client Services
Office Hours
Mon-Fri 08:30 AM-05:00 PM
Sat-Sun Closed After Hours call toll free: 1-866-460-8470

Bank of the West - Sioux City (Hy-Vee) Branch
(800) 488-2265
3301 Gordon Drive
Sioux City, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Sioux City - Hamilton Branch
(800) 872-2657
2900 Hamilton Boulevard
Sioux City, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Sioux City - Main Branch
(800) 872-2657
501 Pierce Street
Sioux City, IA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Data Provided By:

Important Note: You will not be asked for a copy of your tax return, because we base the amount of your tax return loan on your income. Our tax return loans are provided as a means of helping you with a short-term financing opportunity and should not be used as a long-term option. Before entering into this type of loan, it is advised that you speak with an appropriate professional.

We are not the broker or the lender. The operators of this website do not issue the loans directly to you. We are not brokers, lenders, representatives or agents thereof and are only here to provide a service. Tax refund loans and credit decisions are not made by us. Instead, your information is collected and sent to the appropriate lending agency, or broker who will then secure the loan. We do not issue financial terms – the lender is responsible for this and thus, all questions or concerns should be addressed directly to the lender. Lenders do not typically seek your credit report through the three major reporting bureaus: Trans Union, Equifax or Experian. However, lenders may seek reports from alternative providers upon their sole discretion.

Limitations – you should not expect that all lenders will be able to provide you with up to $1,000, especially if this is your first loan. The amount you receive is often dependent upon several factors including the state in which you live as well as the information that is provided to the lender. There is no implied guarantee in that upon applying for a tax refund loan through website that you will be approved. The amount of time it takes to receive your funds is dependent on your lender and your financial institution. Faxing may be required in certain instances. Tax refund loans and alternatives thereof are not available in all states. The states that are indicated on this website may change at any time without any further notice to the consumer. Services and offers are void where they are prohibited.

We do not make any endorsements. The owners of this site are purely marketers who are, in turn, compensated for services as we have described in our marketing disclosure. As thus, we do not recommend or endorse any of the services that are advertised through or on this website.